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Project Money 2013 – Life After Project Money

Mind Over Matter

The past 7 months have been some of the toughest, yet most rewarding months for our family!  We went from living on a budget that was dictated by our latest paycheck to a budget that has us planning for the future and living without credit cards.  We are so excited by the success we’ve had with Coach Chris (she keeps us honest with ourselves and our spending) and Summit Credit Union that we aren’t stopping here! 

A few people have asked us if we’re going to go back to our “old ways” once the competition part of Project Money is over.  The short answer is no way!  We can’t ever picture going back to uncontrolled spending, little savings and the stress money had caused us.  We understand why some might think that’s what will happen, but this journey wasn’t a fad diet for our finances, it was metamorphic happening that will only get better with time. 

We did not make it the full 7 months without eating out, but we’ve gotten really good at meal planning and grocery shopping for only the things we need for those meals.  We went from eating out 5-7 meals a week to 1-2 meals a month! 

Imagine cutting your eating out/grocery expense from $1,000/month to $300/month!  Yep, that’s right…it’s awfully liberating to know that we have much bigger plans for the extra $700/month we are saving!  We continue to meal plan and did our major monthly shopping trip just today to stock up for the next 3-4 weeks. 

Our debt snowball is in full motion these days as well!  We didn’t come away from Project Money completely debt free, but we have a game plan and it’s so uplifting to see the light at the end of the tunnel!  It will continue to have to be a conscious effort, deciding between wants and needs, so that we can continue to put our money where it matters the most -in the bank!

The best part of our journey in 2013 with Summit Credit Union is that there were no hidden tricks, no secret recipes.  It was merely a topic of Mind Over Matter!  That’s right!  We weren’t given any special loan terms, no particular book of rules.  We were given the guidance of professionals who talked to us about money, taught us how to budget, how to communicate with each other about finances, and made us realize that financial freedom is more than a dream!  We’ve made major life changes and can’t wait to carry on with what we’ve learned after Project Money!  Follow Summit’s goal:  “Do More” and go catch your dreams!



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You are so right - we didn't get any special loan rates or "deals", it really was financial education the RIGHT way! We all did fantastic and have changed so much - it's pure awesomeness! I love Summit's goal - "Do More" and you are so right about went from living pay check to pay check to living for the future!! WOW! So cool! Go Team Steinmetz!

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