Awareness is Key

So many folks today are clueless about their financial situation. Some of us stay blissfully unaware until our next big financial set-back, and then we’re snapped back into reality. Figuring out how much you have to spend and how much you have to save is key to taking control of your money. Here are a few tips to get you on track:

• Grab that stack of receipts and start adding them up into categories 
• Balance your checkbook
• Review your online account
• Start tracking money in Money Tracker

Looking for Leftovers

As coaches, we look for the leftovers. You know – money that might be sitting in a savings or checking account from your last paycheck. Many folks simply roll this amount over and spend it. We encourage our PM participants to move that leftover money and put it to work! Put it toward building your savings or reducing your debt. Otherwise, you'll be tempted to spend it and will continue the paycheck-to-paycheck cycle.

Catch us next time – we'll discuss what you need to do if you have no idea if you even have “leftovers” like some of our participants.