When Connie embarked upon Project Money, she had a good job, but was stuck in the common rut of living paycheck to paycheck. She knew she needed a roadmap to get ahead.
Together with her coach, Emily Merk, she not only created a plan, but acted on it to pay down her debt by $4,546 and increase her savings by $5,719.
She says, “Project Money has completely changed my life for the better. I cannot imagine putting myself in the same situation financially I was in before. I am so grateful that this ‘Project Money Lifeline’ that was thrown out to me. I am a better person for it.”
Even though her Project Money experience has come to an end, Connie vows that her financial journey will go on in the same positive direction. “As a former track runner, it’s innate in me to want to go fast but I’ve learned that steadiness and consistency helps to maintain your pace,” she explains. “These past seven months have challenged me as an individual and have made me take steps toward bettering my future self and life.”
In five years, she sees herself debt-free, owning her own home and having a steady secondary source of income.
“I am forever grateful for this opportunity and I am happy that I was able to share my story,” she says. “It was exactly what I needed to propel me into the future and realign my passion and purpose.”
Q&A with Connie:
What are the key things you learned from your experience in Project Money?
Have a plan. Proper planning prevents poor performance.
Being consistent and possessing patience is key. Nothing happens overnight; but if you can move the needle in the right direction you will be better off than the day before...and the day before that.
Seriously ask yourself—Is that a need or a want?
What’s the best advice you’d give to someone who’s in a similar financial situation to where you were seven months ago?
Take a step back and analyze your situation and what you can do now. We often negate the daily factors that put us in the uncomfortable financial situations we are in. Ask yourself—what habits can I change TODAY?
What do you think were the key factors in your success?
Being candid with my friends and family about what I could and couldn’t do. I was confident and humble enough to voice when things simply weren’t in my budget—and they understood. The best thing is some of their spending habits changed as well.
How has this experience impacted you?
This experience has changed me for the better in so many ways. I am not around my family every day, but I reiterate to my mom, brothers, grandmother, aunts/uncles, etc., that saving is SO important. As a result the influence of my participation in Project Money, my family spent less during the holidays simply because I was being conscious of my own spending.
What was your “aha” moment?
In April, I had a friend pass away and I couldn’t go to the funeral because I didn’t have the money to travel. My “aha” moment came when my grandfather passed away a few months later, after Project Money had begun. I had the money to book my flight home the same day. In the moment I got the phone call about my grandfather, I thought to myself, “This is what it feels like to be in charge of your finances in case of emergencies; duly noted.”