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11/24/2014

A Precautionary Tale

This week I was going to write about something totally different, but I was lead to recant an incident that happened to me a few years ago after what I witnessed on Sunday evening.

I was headed to SuperTarget after work to pick a few things to eat for the week. It was raining and it was dark. As I turned into the parking lot, I saw a girl driving across the parking lot, in a perpendicular direction from which I was driving. She pulled out in front of me, perhaps not realizing that there was oncoming traffic, so she didn’t see me. I saw her look at me, but unfortunately she didn’t see the other car coming from the other direction either. And just in that instant--the other car hit her on the passenger side. I called 911. The young lady in the other oncoming car was shaken up, and visibly upset with her air bag deployed. I got out and asked if she was okay, and checked on the other driver as well. Both fairly young and both with pretty bad damage to their cars. We sat and waited a few minutes for the police to come.

As we sat there, I couldn’t help but think of my first (and last) accident, about 4 years ago. I was on Mopac Expressway in Austin headed to work. Anyone that has driven in Austin’s traffic knows that during certain times of the day it is bumper-to-bumper. So naturally, I wanted some entertainment on my 45 minute commute. I looked down for a split second to turn my pandora station and yup, CRASH. I hit another car from behind. No (visible) damage on my car, but the other driver’s rear bumper had noticeable damage. I was scared out of my mind because I knew this was bad. Why? Because guess what, my insurance had just lapsed 2 days prior because I didn’t have the money to pay it until I got paid on Friday. Not only, did I not have the insurance I was billed $4,500 for the damage done to the other person’s car as an uninsured driver. And on top of that--I didn’t even have a savings account. Needless I will never allow any parts of my situation to happen again.

Luckily, in this case both drivers had insurance coverage. Not sure what the result was going to be for the insurance claim, however I gave them each my information just in case, and went about my way. All in all--drivers should always exercise the undivided attention and alertness when driving, a split second decision my change your life or someone else’s. And usually there is always kind of some monetary or emotional debt to pay as a result, so make sure you are insured.
 

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Connie, we're so glad you're okay, and that the other drivers were okay. I bet those drivers were glad to have your help as they recovered from the crash. Your story about the old crash right after your insurance had lapsed is such a heart breaker. Your advice about paying attention while driving is so important.

Thanks, Louise. It was definitely a scary time--but I am to learn from it and thankful it didn't turn out any worse.

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