One Day at a Time

Well this seems odd; it’s my last blog for Project Money. I want to thank Carrie, my coach, for all of her help. I definitely don’t think I could have made such good progress in such a short time with out her advice and encouragement. It’s strange, I am definitely not debt free but I am in a much better position than when I started. I currently have an actual emergency fund and immediate savings. I also have a little money at the end of the month so I don’t feel like I am barely making it to the next paycheck. I am working with my emotional spending. It is quite hard during the holidays with all the sales. I can’t imagine how it will be when the after Christmas sales begin. I do have a tendency to go overboard some time. I recently pulled a heart off the angel tree at Pinnacle and it is so hard for me not to buy too much. A few weeks ago I think it was Rachel that mentioned how you feel guilty for spending money when you want to save and pay bills but I also feel guilty about not being able to give more. (Just so you know I did set a budget.)

I don’t have any profound words to say but I am going to take it one day at a time just like they do in AA.

Below are a few sites to check out.

FICO Score Estimator
http://www.bankrate.com/calculators/credit-score-fico-calculator.aspx

Budgeting and Finance
http://www.mint.com

Comments

[Val Smith]

Hi Anglinia,
I enjoyed meeting you last night-you saved the evening with your computer expertise!

I have the same tendencies you mentioned except for me it is overspending my time! It was helpful to hear your coach say that our good intentions need to be balanced and within our budget whether it be money, time or anything else.

God bless,
Val Smith (Rachel's mom)

[Rachel]

The holidays are extra hard -- the bustle makes it so much easier to spend. I like your advice to take it one day at a time!!

[NameRose Jenkins]

Congratulations on your efforts and your honesty about the shopping binges whether they be for you or someone else.

Your loving and ourgoing personality is the very best gift that you can give to others. Do not measure yourself by the things you or others have, but rather the joy you feel in your heart.