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Amy's Blog


New Year’s Resolution...

The new year is just a few days away, and as we ring in the new year we say goodbye to Project Money. 

I have taken time these past few days to really think about not only what Project Money has done for me, but what and how I plan to keep my dream of financial security alive for me. I have had a lot of time these past few days to really think about what Craig and I have worked so hard on, the tools and resources that I know are available to me, and what my financial goals are going into the new year and beyond.

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Party Time!

Well, the Christmas season is fully upon us. On Saturday, I had two large Christmas parties, with one of them being at my house. This, of course, was stressful for me. Not in the sense of having people over and having a good time, but the budget weighed on me heavily. I’m an Events Planner and I love having people over, but I don’t typically do that because of financial reasons. 

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Home Stretch…

We are in the home stretch. Roughly 3 weeks left to go. I have to admit, it’s kind of sad for me to see this come to end…that is Project Money. As hard as it has been for me, at times, what I’ve learned is priceless.

In reality, this is by no means coming to an end for me as what I’ve learned are life-long habits and behaviors that I’m looking forward to taking with me into the future. I’m proud of the strides I’ve made.

Craig has already been “warned” that he hasn’t seen the last of me, as we have some other long-term goals that I’ve asked him to help me with. I meet with Craig next week to wrap up the month and the program, so I’m very much looking forward to that meeting. I hope we end up laughing as much in this meeting as we seem to do in almost all our meetings. I don’t doubt we will. I think it’ll be hard to keep the tears at bay…must be the Pisces in me!

Well, another week is down and I’m yet another step closer to reach my financial goals.


Roommate Retreat

My roommates moved to sunny South Carolina this past Monday.  They moved out while I was at work, so when I finally got home I realized that I was a bit down about their departure.  Being busy with work all day I had kind of forgotten about the whole thing. 

I’m not going to say that having a roommate, much less two, is easy, especially in my house and at my age, but we made it work and it was a necessity.  It was an easy way to generate income and in all honesty, having the company around was really nice.  I think that is why I was down.  I realized that it was Kobi (my dog) and me alone, again. 

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Black Friday wasn’t so Black

How can I hate Black Friday, but also love it? I get excited and see all these amazing deals (the part I love), then my emotions take hold and off to the stores I go (the not so good part).

The start of my saving grace began with the fact that my Thanksgiving plans sent me out of town to a small community (30 miles from the next large city) that didn’t have most of the stores I’m drawn to. I basically had Wal-Mart, Menards (yes, I love my power tools), and some smaller chains. If removing myself, physically, from a situation is a way to help myself, I’ll take it.

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Library…the Necessity of Life

Over the weekend, I went with a friend to the Madison Public Library. My friend spends a lot of time in the car and was tiring of music, so she started checking out books on CD from the library. 

When we passed through the doors, I realized that it had been a long time since I had walked into a library. For all I know, it may have been 13 years ago, while in college, that I last stepped foot in one. What a shame! 

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Where It All Began and Where It Goes from Here

This week I’ve thought a lot about Project Money and the fact that it’s slowly coming to an end. I’ve thought a lot about what the program means to me, what I’ve learned, and the tools I have moving forward. 

Last February my mom handed me a small article from the paper about this program called Project Money. I had never heard of the program, but I knew I only had positive things to gain by applying. I never thought that 9 months later I would not only be a participant in this program, but that the time moved so quickly and I can’t believe there’s only about a month left.

During the past six months I’ve made a lot of really good choices, with the tremendous help, and maybe more so the support, from my financial coach, Craig. I know my battles, he knows my battles, but he continues to encourage me through times when I struggled and times when I was making smart decisions for myself.

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Jingle Bells, Jingle Bells…

Christmas in July? Overlapping holidays? Holidays out of order? 

Yes, a bit premature I agree, considering Thanksgiving is still a few weeks away. No, I do not put my Christmas stuff up prior to Thanksgiving; however, I am the one that starts decorating the tree the Friday after Thanksgiving. Yikes, Black Friday! We’ll save that for another blog.

With that said, the point to my blog is to really get at the heart of what comes to mind every year (keeping in mind that I do understand that Christmas is about so much more than the gifts)…how do I pay for all these gifts…gifts I LOVE giving at an amazing time of year? Now I know I can’t be the only one that asks this question year in and year out.

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Trick or Treat!

It’s the day after Halloween and what a fun weekend it was. Friends and I went out and bought some pumpkins that we carved this weekend. Not only did we end up with tons of fun pumpkins, in all different shapes, sizes and designs, but we saved all the seeds for roasting.

If you’ve never saved seeds it was quite the adventure. One that everyone should try at least once. Like carving, it was a slow process that took a lot of time and patience, but the pay off was huge. We sifted one by one through all the gook and pulled each and every seed out. With nine pumpkins you can just imagine how long it took us to complete this process or the amount of seeds we were left with. Did I mention we started the process at 10:30 pm. Needless to say, we didn’t get a whole lot of sleep that evening, but it was well worth it. Great friends, beautiful pumpkins and a fun snack.

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Value of a Helping Hand

This week I’m going to go slightly off topic.

I was visiting a friend for dinner, when we got on the topic of her son, who is serving in Iraq, and the things that we take for granted that is no longer something he can take for granted. Simple things like toothpaste (i.e. - $8), the phone, internet (he pays $137/mo), etc. 

The conversation started when she mentioned that her son wanted her to skip sending him a care package, which she does twice a month, and send one to his buddy, Scott. My understanding is that this is something that Scott never gets and he wanted his friend to know that someone really cared about him. With that said, I spoke up and asked about what I  could do (how could I make a difference) that wasn’t a huge financial burden for me, at least at this point in my life, and we came up with some great ideas. 

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